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1. Menyimpang dari pasal 277 ayat 1 Kitab Undang-undang Hukum Dagang, dalam hal terjadi kerugian atau kerusakan atas harta benda dan atau kepentingan yang dipertanggungkan dengan polis ini dimana harta benda dan atau kepentingan tersebut sudah dijamin pula oleh satu atau lebih pertanggungan lain dan jumlah segala pertanggungan itu lebih dari harga harta benda dan atau kepentingan yang dimaksud itu, maka jumlah yang telah dipertanggungkan dengan polis ini dianggap berkurang menurut perbandingan antara jumlah segala pertanggungan dengan harga yang dipertanggungkan tetapi premi tidak dikurangiatau dikembalikan.

Some lessons of auto possession, or use, are “Crown Exempt” from the requirement to be lined below the Act including vehicles owned or operated by certain councils and native authorities, national park authorities, training authorities, police authorities, hearth authorities, health service bodies, the safety services and automobiles used to or from Transport Salvage functions. Though exempt from the requirement to insure, this provides no immunity against claims being made against them, so an otherwise Crown Exempt authority may choose to insure conventionally, preferring to incur the known expense of insurance coverage premiums slightly than settle for the open-ended publicity of effectively, self-insuring below Crown Exemption.

This means you’ll be driving legally but below the third-social gathering extension of your policy, so your automobile will not be lined for harm or theft. This third-social gathering cover applies even you probably have complete UK cowl. However some insurance policies come with full Europe-vast insurance, masking you across the Continent.