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Automobile Insurance or motor insurance covers for losses that you just might incur if your automobile will get damaged or stolen. The premium amount of your automobile insurance coverage is decided on the basis of Insured Declared Worth or IDV of the car. Should you improve the IDV, the premium rises and if you decrease it, the premium reduces. It can be crucial for any policyholder to match various auto insurance coverage choices before going for a automobile insurance renewal or shopping for a new coverage.
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